Skip to content
Psychotherapy Notes
  • Exam Prep
    • California LMFT Clinical Exam Prep
    • California LMFT Law & Ethics Exam Prep
    • California LPCC Law & Ethics Exam Prep
    • California LCSW Law & Ethics Exam Prep
    • National MFT Exam Test Bank
  • CE Courses
    • California Law & Ethics for BBS Associates (AMFTs, APCCs, and ASWs) – 2023
    • Telehealth for California LMFTs, LPCCs, and LCSWs
  • Books
    • Basics of California Law for LMFTs, LPCCs, and LCSWs (10th ed)
    • Saving Psychotherapy
    • Preparing for the 2023 California MFT Law & Ethics Exam
    • Preparing for the 2023 California Clinical Social Work Law & Ethics Exam
  • Resources
  • Blog
    • Blog home
    • Psychology
    • Professional Counseling
    • Family therapy
    • Clinical social work
    • Law and ethics
    • Education
    • Employment
    • Licensure
    • Public policy

loan debt

Fears about Public Service Loan Forgiveness are overblown

October 18, 2017 by Ben Caldwell

money for loan forgivenessStudent loan debt has been a regular topic here, as it should be. Mental health professionals need to have graduate degrees, which often means taking on significant debt. The American Psychological Association reports that PsyD students in psychology now graduate with a median of $200,000 in student debt just from their graduate studies. The federal government offers loan forgiveness for those who work in government and nonprofit organizations, through its Public Service Loan Forgiveness program.

Recently, there’s been some concern over the fate of that program. Therapists and counselors currently working in nonprofit settings wonder whether they will in fact be eligible — or whether the program will still exist — by the time they complete 10 years of service. But their concern is (at least so far) not supported by what’s actually been happening.

Read more

📈 Trending 📈

  • Decoding counselor alphabet soup: LPC, LPCC, LMHC, and more
  • California sets new rules for therapists writing ESA letters
  • What's the difference between an MFT (or LMFT), an LPC (or LPCC), and an LCSW?
  • Therapists should not write Emotional Support Animal letters
  • Even when marijuana is legal, therapists who use it face risks

📣 New Posts 📣

  • Write a letter to the editor: Drop the ASWB exams March 7, 2023
  • The mental health workforce shortage solution is right there February 14, 2023
  • The ASWB Clinical Exam reckoning has begun February 7, 2023
  • CareDash shuts down February 3, 2023
  • How to diagnose telehealth connection problems January 18, 2023
Ben Caldwell Labs

Psychotherapy Notes is the official blog of Ben Caldwell Labs

All content and images © Copyright 2009-2023 Ben Caldwell Labs unless otherwise noted.
Some images are used under Creative Commons licensing (information embedded).

Ben Caldwell Labs, the Ben Caldwell Labs logo, and Psychotherapy Notes are registered trademarks of Ben Caldwell Labs Inc.

The opinions expressed on posts on this site are solely those of the author.
While this blog does sometimes cover legal issues, unless otherwise noted authors are practicing clinicians and not attorneys.
Nothing here should be interpreted as legal advice, nor should it be considered a substitute for consulting with a qualified attorney.
  • Exam Prep
    • California LMFT Clinical Exam Prep
    • California LMFT Law & Ethics Exam Prep
    • California LPCC Law & Ethics Exam Prep
    • California LCSW Law & Ethics Exam Prep
    • National MFT Exam Test Bank
  • CE Courses
    • California Law & Ethics for BBS Associates (AMFTs, APCCs, and ASWs) – 2023
    • Telehealth for California LMFTs, LPCCs, and LCSWs
  • Books
    • Basics of California Law for LMFTs, LPCCs, and LCSWs (10th ed)
    • Saving Psychotherapy
    • Preparing for the 2023 California MFT Law & Ethics Exam
    • Preparing for the 2023 California Clinical Social Work Law & Ethics Exam
  • Resources
  • Blog
    • Blog home
    • Psychology
    • Professional Counseling
    • Family therapy
    • Clinical social work
    • Law and ethics
    • Education
    • Employment
    • Licensure
    • Public policy

Basics of California Law for LMFTs, LPCCs, and LCSWs – 10th ed

Basics of California Law for LMFTs, LPCCs, and LCSWs - 10th edition front cover (c) Copyright 2023 Ben Caldwell LabsTenth edition (2023). A concise, digestible summary of vital elements of state law for master’s level therapists and mental health professionals.