At this point, it’s too early to know exactly what a final health care reform bill will look like — there are still several different proposals coming out of several different Congressional committees. However the final legislative package winds up looking, if health care reform is passed, most MFTs are likely to benefit. The only questions are “How?” and “How much?” Individual MFTs can gave tremendous impact on the answers to those questions.
Individual health insurance coverage. Most MFTs work either in private practices and/or in small businesses (including nonprofit organizations) that may or may not offer health benefits. For these therapists, insurance is often both expensive (see Kaiser Family Foundation chart, left) and difficult to come by. AAMFT does its part in helping members locate insurance options, but can’t do much when it comes to controlling costs. Health care reform is almost certain to help this large proportion of MFTs by making health care more affordable and removing barriers to coverage (e.g. pre-existing medical conditions).
Medicare reimbursement. Multiple House and Senate bills this year include provisions that would make MFTs eligible for reimbursement through Medicare. These bills may eventually be absorbed into the large-scale reform bills — indeed, one such bill (HR3200) already includes specific provisions for bringing MFTs and LPCs into Medicare — and if so, it will be vital that the provisions for including MFTs are kept. However, Medicare inclusion is currently less certain. AAMFT, AMHCA, ACA, and CAMFT are working together to counter the inaccurate claims of opponents, and are likely to need your help in the coming weeks to preserve this important part of health care reform. Stay tuned. The profession has made great strides in the past several years toward Medicare reimbursement, and with luck, this will be the year when our work pays off.